> For the complete documentation index, see [llms.txt](https://docs.mehticpay.ng/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.mehticpay.ng/readme.md).

# MehticPay Business API

Integrate business wallets, transfers, payment links, terminals and Web3 collections with MehticPay.

Build business payment integrations with the MehticPay public merchant API. Read balances and transactions, manage recipients and collection terminals, initiate transfers, create hosted payment links, and collect supported blockchain assets.

Start with the [quickstart](/getting-started/quickstart.md), then configure [authentication](/getting-started/authentication.md) and [API-key permissions](/getting-started/permissions.md).

## Choose an integration

| Goal                              | Guide                                                                | API reference                                                                                                                |
| --------------------------------- | -------------------------------------------------------------------- | ---------------------------------------------------------------------------------------------------------------------------- |
| Read your business and balances   | [Quickstart](/getting-started/quickstart.md)                         | [Business](/api-reference/business.md), [wallets](/api-reference/wallets.md)                                                 |
| Pay bank recipients               | [Bank transfers](/integration-guides/bank-transfers.md)              | [Banks](/api-reference/banks.md), [beneficiaries](/api-reference/beneficiaries.md), [transfers](/api-reference/transfers.md) |
| Accept payments through a link    | [Collect payments](/integration-guides/collect-payments.md)          | [Payment links](/api-reference/payment-links.md), [checkout](/api-reference/checkout.md)                                     |
| Open checkout on your website     | [Inline JavaScript checkout](/integration-guides/inline-checkout.md) | [Inline checkout API](/api-reference/inline-checkout.md)                                                                     |
| Receive signed transaction events | [Business webhooks v1](/integration-guides/webhooks-v1.md)           | [Webhook configuration](/api-reference/inline-checkout.md)                                                                   |
| Collect blockchain payments       | [Web3 collections](/integration-guides/web3.md)                      | [Web3 API](/api-reference/web3.md)                                                                                           |
| Reconcile activity                | [Callbacks and reconciliation](/integration-guides/webhooks.md)      | [Transactions](/api-reference/transactions.md)                                                                               |
| Manage collection points          | [Terminal reference](/api-reference/terminals.md)                    | [Terminal wallets](/api-reference/wallets.md)                                                                                |

## Inline checkout examples

1. [Open checkout with JavaScript](/integration-guides/inline-checkout.md#website-integration): SDK payload, callbacks and downloadable HTML. The browser SDK works with either PHP or Node.js backends.
2. [Verify payment on your server](/integration-guides/verify-payments.md): PHP/Laravel and Node.js code, credentials, saved-order checks and responses.
3. [Receive signed webhooks](/integration-guides/webhook-examples.md): PHP and Node.js receivers, sample event, acknowledgments and duplicate handling.

## API scope

The public integration endpoints start with `/api/merchant`. Supporting payer endpoints start with `/api/checkout` and do not require merchant credentials. The business dashboard uses separate `/api/business` session routes. New checkout key, split and webhook configuration routes are documented separately in the inline reference; general login, private API-key administration, 2FA enrollment, payroll and device management remain outside the public integration reference.

Confirm your API base URL with MehticPay before making requests. `https://docs.mehticpay.ng` hosts the documentation; it is not the API base URL. The examples deliberately use a configurable API origin. See [environments](/getting-started/environments.md).

## Reference and downloads

The original reference covers 37 merchant operations and 5 public checkout operations. The November 2026 inline checkout addition documents public browser initialization, session status, payment attempts, authenticated merchant verification and dashboard checkout/webhook/split management. Dedicated split recipients, inflows, recipient activity, reviewed payouts and safe retry handling are described in [Split recipients, inflows and payouts](/integration-guides/split-payouts.md). See the [inline API reference](/api-reference/inline-checkout.md) and downloadable specification for the expanded API. Documentation describes the checked-out implementation; deployment availability and account access must be confirmed separately.

* [Response conventions and errors](/getting-started/conventions.md)
* [Data models](/api-reference/models.md)
* [OpenAPI specification and Postman collection](/resources/downloads.md)
* [Checkout, split and webhook verification](/resources/checkout-split-webhook-audit.md)
* [GitBook publishing](/resources/git-sync.md)

All identifiers, names, addresses and amounts in examples are fictional. Contact **<technical@mehtictech.com>** for integration help and **<helpline@mehtictech.com>** for account access issues. Include the HTTP method, path, response status and transaction reference when reporting a problem; omit credentials and authentication codes.